Open Monday thru Friday 9:00 am – 4:45 pm

Catalog page

OUR HISTORY
We welcomed our first cosmetology class on November 26, 2006 as The Salon Professional
Academy in temporary facilities located in The Villages Florida as development progressed on
our nearby permanent campus. The Campus that we enjoy today was completed on schedule
and opened its doors to our second cosmetology class on January 8, 2007 and invited the public
to enjoy the student cosmetology services and retail opportunities provided on our spacious
clinic floor. To keep pace with the rapidly changing beauty and education industries a decision
was made in 2016 to rebrand the school as Tenaj Salon Institute.
OWNERSHIP AND GOVERNING BODY
ZWP LLC was founded in November 2006 by Janet West and Joyce Parker. ZWP, LLC is a
Florida Corporation with legal ownership of Tenaj Salon Institute (hereafter referred to as
Institute). Janet West is the President of the Corporation; Joyce Parker is the Secretary and
Treasurer.

Address
Tenaj Salon Institute
11915 County Road 103
The Villages, Florida 32162
Telephone # (352) 259-6707
Fax # (352) 259-6712
www.tenajsaloninstitute.edu

OUR MISSION STATEMENT
Tenaj Salon Institute’s mission is to provide the highest level of education in the arts and
sciences of Cosmetology through classroom and clinical application. We are committed to
successful graduation with the knowledge and skills needed to obtain gainful employment in
the beauty industry.
FACILITIES & EQUIPMENT
The Institute is conveniently located on a two acre campus in the heart of The Villages, Florida,
approximately one hour north of Orlando. The Villages and the surrounding community spans
into Lake, Sumter and Marion counties with an estimated population exceeding 200,000. The
Villages is one of the fastest growing communities in Florida and the largest master planned
community in the United States.
The Institute is a 10,000 square foot facility which includes a clinic area with 50 hair styling
stations, color center, 12 backwash shampoo stations, 8 manicure stations, 8 pedicure stations,
waxing area and a consumer retail area. There are 4 student classrooms, admissions office,
financial aid office, business office, education office, staff break room, student break room,
restroom facilities and conference room.

LICENSING AND ACCREDITING AGENCIES
Tenaj Salon Institute is Licensed by the Florida Commission for Independent Education, Florida
Department of Education (CIE), License No. 3387. Additional information regarding this
institution may be obtained by contacting the Commission at 325 West Gaines Street, Suite 1414,
Tallahassee, FL 32399-0400. Toll Free Telephone Number: (888) 224-6684. The CIE license
is available for review by placing a request in writing to the Institute business office. This request
will be honored within 30 days of receiving the written request.
Tenaj Salon Institute is accredited by the National Accrediting Commission of Career Arts
and Sciences (NACCAS), located at 3015 Colvin St. Alexandria, VA 22314, telephone
number (703) 600-7600. NACCAS is recognized by the U.S. Department of Education as
the national accrediting agency for cosmetology schools. The NACCAS letter of accreditation
is available for review by placing a request in writing to the Institute business office. This request
will be honored within 30 days of receiving the written request.

INSTITUTE ADMINISTRATION
Janet West, Chief Executive Officer (CEO), a licensed cosmetologist (CL0127967) a graduate
of Ferris State University located in Big Rapids Michigan, with thirty-nine years of experience
in the salon/spa & education industries.
Joyce Parker, Business Office Manager: with forty-five years of management experience in the
retail, construction, salon/spa and school industries.
Kevin Thompson, Chief Operating Officer (COO) a licensed cosmetologist (CL0184768) a
graduate of St. Petersburg Tech located in St. Petersburg Florida, with thirty-five years of
experience in the salon/spa, manufactures representative and beauty school industries.
Ruben Zavarce, Chief Information Officer (CIO), with over twenty years of experience in the
information technology field, customer service and beauty industry.
Katherine Combee, School Director & Financial Aid Director, a graduate of College of Central
Florida, located in Ocala Florida with fourteen years of experience in customer services in the
salon /spa, and education experience.

INSTITUTE FACULTY
Francisca Paez, Educator; a licensed cosmetologist (CL1258967). A graduate of Coleman
Cosmetology, located in Coleman, Florida with over seven years of experience in the salon/spa
industry.
Raven Martinez, Educator; a licensed cosmetologist (CL1264996) A graduate of Tenaj Salon
Institute located in The Villages Florida with over seven years of experience in the salon/spa
industry.
Alisa Goldetsky, Educator; a licensed cosmetologist (CL1301843). A graduate of Regency
Beauty Institute, located in Maplewood Minnesota with over seventeen years of experience in
the salon/spa industry.
Brittany Ivancy, Educator; a licensed cosmetologist (CL1278528). A graduate of Regency
Beauty Institute, located in Avon, Indiana with over twenty years of experience in the salon and
beauty industry.
Ivette Marti, Substitute Educator; a licensed cosmetologist (CL1262703). A graduate of Tenaj
Salon Institute, located in The Villages Florida with over twenty three years of experience in the
salon and beauty industry.
Hannah Longest, Substitute Educator; licensed cosmetologist (CL1228528). A graduate of Lake
Technical College, located in Eustis Florida with over twelve years of experience in the salon
and beauty industry.
Jeanne Hopfenspirge, Substitute Educator; licensed cosmetologist (CL1297748). A graduate of
Pittsfield High School, located in Pittsfield Massachusetts with over twenty years of experience
in the salon and beauty industry.
Giovanna Hernandez, Substitute Educator; a licensed cosmetologist (CL1277577). A graduate
of Tenaj Salon Institute, located in The Villages Florida with over five years of experience in the
salon and beauty industry

INSTITUTE PROGRAMS
PROGRAM TITLE: COSMETOLOGY
Program Objective:
The Cosmetology Course is designated to train the student in the basic manipulative skills,
safety judgments, proper work habits, business skills and desirable attitude necessary to obtain
licensure and for competency in job entry-level positions in Cosmetology or a related career
field.
Program Description:
The Cosmetology Curriculum includes 3 segments; Basic segment, Advanced segment and
Senior segment totaling 1200 clock hours, with a 35 to 36 week duration, depending on
holidays and breaks. The institute’s program is taught entirely On-Premise in English
consistent with the catalog publication. Students are not employed by Tenaj Salon Institute and
will not be paid a wage. The following is a condensed version of the curriculum.
CS101, Basics Segment (5 weeks)
In Basics, students will obtain a secure foundation in cosmetology and become familiarized
with the basic techniques, skills and knowledge required to start working on live guests. Topics
to include: history of cosmetology, communications, client consultation, properties of the hair
and scalp, hairstyling, haircutting principles and techniques, hair color theory and application,
chemical restructuring, nail growth and composition, manicures and pedicures, hair removal
and infection control. This segment will be held in a classroom setting, allowing students to
gain confidence in their newly acquired abilities. This time will encompass not only a
theoretical comprehension, but will also include practical assessment in the following areas:
hair removal, manicures, pedicures, men’s haircutting, women’s hair coloring and women’s
haircutting. Students will leave the basics classroom ready to thrive on the clinic floor.
CS201, Advanced Segment (25 weeks)
Included in this segment students receive advanced curriculum training including classroom
theory and hands-on training with live guest on the clinic floor. During this classroom time,
students will acquire a more comprehensive understanding of that covered in basics as well as
more complex information and practices. Students will receive advanced theory training on the
chemical composition of hair, wet and thermal hairstyling, hair extensions and wigs, lighteners,
color correction, advanced cutting techniques, chemical waving, relaxers, temporary and
permanent hair removal, skin care, cosmetics, corrective makeup, the human body and its
muscular, skeletal and circulatory systems, chemistry, electricity, sanitation, resume building,
interviewing skills, social media promotional skills, salon business skills and job search skills
to transition from school to the salon. Students will take periodic theoretical assessments
throughout this time.

Tenaj Salon Institute The Villages, Florida Volume 26-C January 2, 2024
The remainder of the time will be spent on the clinic floor taking live guests, allowing students
to perfect their practical skills. Students will receive the opportunity to turn guests in to a
clientele, with the ability to take requests as well as pre-book their guests’ next appointments.
CS301 Senior Segment (5 weeks)
During this last portion of the curriculum, students will complete the last 5 weeks of CS201and
receive a thorough review of all things covered thus far. Students will earn their HIV-AIDS
certification, a licensure requirement of the state of Florida. Furthermore, students will obtain
a comprehensive understanding of Florida law and will apply to take the Florida State Board
of Cosmetology Examination, to include segments on salon business, social media promotional
skills and job search skills. Students will participate in a final practical examination in which
they will give their model a complete makeover. In addition, students will take a theoretical
final examination to include all subjects covered.
COSMETOLOGY PROGRAM COSTS
PROGRAM REQUIREMENTS
Curriculum Item Theory
Hr.
Clinic
Hr.
Services
Florida Laws and Rules 5
HIV & AIDS 5
Sanitation 10
Ethics 2
Basics of Electricity 8
Facial Techniques & Contraindications 66 12 10
Product Chemistry 8
Hair Removal 5 4 5
Makeup 5 3
Skin Theory, Disease and Disorders of the Skin 85
Hair Shaping 25 65 75
Scalp Treatment and Hair Care Rinses 10 50 45
Shampoos and Rinses 15 50 50
Hair Arranging (Styling) 50 280 300
Hair Coloring 45 105 45
Chemical Waving and Relaxing/Straightening 49 115 65
Manicuring, Pedicuring and Nail Extensions 20 40 20
Beauty Salon Management 17
Professional Image 20
State Board Licensure Preparation 26
Tuition $16,000.00
Registration Fee $75.00 (Non-refundable)
Student Books, Kit & Supplies $3,925.00 (Non-refundable if issued)
Total $20,000.00

Program Description:
The Cosmetology Curriculum includes 3 segments; Basic segment, Advanced segment and
Senior segment totaling 1200 clock hours, with a 35 to 36 week duration, depending on
holidays and breaks. The institute’s Hybrid Distance Education program is taught 60% On-
Premise and 40% Online in English consistent with the catalog publication. Students are not
employed by Tenaj Salon Institute and will not be paid a wage. The following is a condensed
version of the curriculum.
CSH101, Basics Segment (5 weeks)
In Basics students attend class Monday and Tuesday Online utilizing Tenaj supplied software
and hardware. Wednesday, Thursday and Friday students attend class on premises. Students
will obtain a secure foundation in cosmetology and become familiarized with the basic
techniques, skills and knowledge required to start working on live guests. Topics to include:
history of cosmetology, communications, client consultation, properties of the hair and scalp,
hairstyling, haircutting principles and techniques, hair color theory and application, chemical
restructuring, nail growth and composition, manicures and pedicures, hair removal and
infection control. This time will encompass not only a theoretical comprehension, but will also
include practical assessment. Students will leave the basics classroom ready to thrive on the
clinic floor.
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Tenaj Salon Institute The Villages, Florida Volume 26-C January 2, 2024
CSH201, Advanced Segment (25 weeks)
Included in this segment students attend class Online two day per week for advanced theory
curriculum. During these Online sessions students will acquire a more comprehensive
understanding of that covered in basics as well as more complex information and practices.
Students will receive advanced theory training on the chemical composition of hair, wet and
thermal hairstyling, hair extensions and wigs, lighteners, color correction, advanced cutting
techniques, chemical waving, relaxers, temporary and permanent hair removal, skin care,
cosmetics, corrective makeup, the human body and its muscular, skeletal and circulatory
systems, chemistry, electricity, sanitation, resume building, interviewing skills, social media
promotional skills, salon business skills and job search skills to transition from school to the
salon. Students will take periodic theoretical On-Premise assessments throughout this segment.
Students attend class On-Premise three days per week for and hands-on training on the clinic
floor with mannequins and live guest allowing students to perfect their practical skills. Students
will receive the opportunity to turn guests in to a clientele, with the ability to take requests as
well as pre-book their guests’ next appointments.
CSH301 Senior Segment (5 weeks)
During this last portion of the curriculum, students will complete their last 5 weeks entirely on
Premise for thorough review of all things covered thus far and continue servicing live on the
clinic floor. Students will earn their HIV-AIDS certification, a licensure requirement of the
state of Florida. Furthermore, students will obtain a comprehensive understanding of Florida
law and will apply to take the Florida State Board of Cosmetology Examination, to include
segments on salon business, social media promotional skills and job search skills. Students will
participate in a final practical examination in which they will give their model a complete
makeover. In addition, students will take a theoretical final examination to include all subjects
covered.

ENTERING THE INSTITUTE
ADMISSION REQUIREMENTS
The following are required for admission to all programs at The Institute:
1) 17 years of age or older.
2) Copy of student’s High School Diploma, GED Certificate, Transcript of Completion or
State Issued Credential for Secondary School Completion if Home Schooled Diploma.
Should an enrolling student provide a foreign high school diploma, the institution will
work with the student to obtain an English translation of the document along with
confirmation that the education received is equivalent to a U.S. high school diploma.
This documentation must come from an outside agency.
3) Drivers License or State Issued Photo Identification.
4) Enrollment Application.
5) Pre Enrollment Checklist.
6) Registration Fee.
7) Completed and Signed Enrollment Agreement.
PAYMENT METHOD
The Institute expects payment in full prior to starting class and accepts the following plans or
combination of plans as meeting these requirements;
1) Cash payment in full when signing this enrollment agreement.
2) Pay as you go interest free plan i.e. $75.00 registration fee plus $5,925.00 down payment
and seven $2,000.00 monthly payments.
3) Paypal, Cash or Checks are the only direct method of payments accepted.
4) Florida Prepaid payments for qualified students.
5) Federal Financial Aid (FSA) for qualified students. (Title IV Pell, Student Loans, and
Parent Plus Loans).
6) Third Party financing for qualified students, between the Student and the TFC Credit
Corporation.

TRANSFER STUDENT POLICY
Transfer students are accepted after careful evaluation of the student’s academic records and
charged the normal $75.00 non-refundable registration fee plus a charge of $250.00 to cover the
Institute’s testing and evaluation cost. The Institute requires documentation in the form of an
official transcript from a licensed institution detailing previous clock hours and clinic services in
the appropriate field of study. A written and practical test with an 80% passing grade and
demonstration of acceptable clinical skills are required. If the student is accepted by the Institute
their enrollment agreement will be modified to reflect the transferred hours and tuition cost. The
transfer credits granted by the Institute will be the clock hours and services documented in the
official transcript multiplied by the written test score percentage with a maximum of 33.3% of
the Institute’s 1200 hour cosmetology program or 400 hours. Transferability of Institute credits
to another institution is at the discretion of the accepting institution and it is the student’s
responsibility to determine whether or not credits will be accepted by the institution of the
student’s choice.

ENROLLMENT
Students are admitted on the basis of educational background, aptitude and commitment. Prior to
acceptance, all applicants must complete a campus visit and personal interview with the Institute’s
admissions department. It is at this time the student will learn about curriculum, books, kits, and
tuition. The Institute offers enrollment Monday through Friday year around. Class sizes are
limited, and therefore early enrollment is encouraged.
The Institute does not offer a GED program, however the Public School Systems of Sumter
County (352) 793-5719, Lake County (352)-589-2250 and Marion County (352)-671-7200 offer
a GED program. The Institute does not currently have any agreements with any institutions
overseas for training of students where credit received would be used to meet the graduation
requirements of the Institute.
Potential students with certain felony convictions should contact the Florida Board of
Cosmetology; Department of Business and Professional Regulations to determine their eligibility
to obtain licensure prior to enrollment at the Institute. The Board may be reached at;
Division of Professions, Board of Cosmetology2601 N. Blair Stone Rd.
Tallahassee, FL 32399-0783
Phone: (850) 487-1395

SCHOLARSHIP INFORMATION
Scholarships are an excellent tool in offsetting a student’s tuition. They are granted for those
students who qualify and are processed through the admissions office. Our admissions team
works hard to secure scholarship opportunities for our students throughout the calendar year for
those students who qualify. The Institute maintains a list of available scholarships in the
admissions office, The Institute has no influence or control of the forgoing scholarship
organizations, each entity controls the eligibility and granting functions unique to their individual
mission.

ACADEMIC CALENDAR
Holidays
Memorial Day: Monday May 27, 2024
Summer Break: Monday July 1, 2024 through Friday July 7, 2024
Labor Day: Monday September 2, 2024
Thanksgiving: Thursday November 28, 2024
Winter Break: Monday December 23, 2024 through Monday January 5, 2025

Tenaj Salon Institute The Villages, Florida Volume 26-C January 2, 2024
Class Schedule
On-Premise students attend Monday through Friday 9:00 am to 4:45 pm, five days per week,
seven hours per day, including a 45 minute lunch break.
Hybrid Distance Education students attend class Online Monday & Tuesday 9:00 am to 4:45 pm,
two days per week, seven hours per day, including a 45 minute lunch break. Wednesday,
Thursday and Friday attendance is On-Premise 9:00 am to 4:45 pm, three days per week, seven
hours per day, including a 45 minute lunch break.
Class starting dates are subject to size starting restrictions and may not start as listed. Check with
the admissions office to confirm class starting dates.

2311 CD OCTOBER Monday October 16, 2023 Friday June 21, 2024 Friday June 28, 2024
2312 CD NOVEMBER Monday November 20, 2023 Thursday August 01, 2024 Friday August 09, 2024
2401 CD JANUARY Tuesday January 02, 2024 Friday September 06, 2024 Friday September 13, 2024
2402 CD FEBRUARY Monday February 05, 2024 Thursday October 10, 2024 Thursday October 17, 2024
2403 CD MARCH Monday March 11, 2024 Thursday November 14, 2024 Thursday November 21, 2024
2404 CD APRIL Monday April 15, 2024 Friday December 20, 2024 Friday January 10, 2025
2405 CD MAY Monday May 20, 2024 Friday February 07, 2025 Friday February 14, 2025
2406 CD JUNE Monday June 24, 2024 Thursday March 13, 2025 Thursday March 20, 2025
2407 CD AUGUST Monday August 05, 2024 Thursday April 17, 2025 Thursday April 24, 2025
2408 CD SEPTEMBER Monday September 09, 2024 Wednesday May 21, 2025 Thursday May 29, 2025
2409 CD OCTOBER Monday October 14, 2024 Thursday June 26, 2025 Thursday July 10, 2025
2410 CD NOVEMBER Monday November 18, 2024 Thursday August 07, 2025 Thursday August 14, 2025

RE-ENROLLMENT/REPETITION
Terminated students wishing to re-enroll in the Institute must complete a re-enrollment
application and a personal interview with the Institute’s admissions department. It is at this time
the student will learn about curriculum, books, kits, and tuition. Re-enrollment is at the discretion
of the CEO. Decisions by the CEO regarding re-enrollment are final.
The CEO or her representative will meet with the student within 21 business days of receiving
the re-enrollment request. Re-entering students are required to pay a $75.00 non-refundable
registration fee and are subject to a new enrollment agreement, locker assignment and schedule
change. Re-entering students are required to attend Institute orientation in uniform as detailed in
the Personal Appearance Policy prior to starting. Upon re-entering the Institute the student will
receive their new attendance schedule and subject to availability a locker reassignment. Returning
students are required at their expense to purchase an Institute authorized master keyed
combination lock.

IMPORTANT INSTITUTE INFORMATION
COSMETOLOGY LICENSURE INFORMATION
Upon completion of the 1200 clock hour Cosmetology Program, the student receives a diploma
(granting they have met all Academic and Financial requirements). To receive their Cosmetology
license, they must submit through the Institute, an application along with their HIV/AIDS
certification to the Department of Professional and Business Regulations (Department). The
Institute pays the Department’s $25.00 application fee for all graduating Institute cosmetology
students. Once the Department deems an applicant eligible for testing, the graduate will be
contacted by the Department contracted vendor with a date/time for their exam. The current
vendor testing fee is $33.00 and is an expense of the student. Degree programs or additional
training outside of our curriculum are not offered at the Institute.

ADVISING STUDENTS
Once a student is enrolled at the Institute, they’re assigned a Team Leader. They are mentored
throughout enrollment including periodic coaching sessions. During these sessions, the student’s
progress is discussed including hours, services, grades, attendance, tardiness, attitude, career
desire, and other concerns or ideas pertaining to the student’s education.

ACADEMIC CREDIT
The Institute is a clock hour school; “Clock Hour” means a period of 60 minutes with a
minimum of 50 minutes of instruction in the presence of an instructor. The academic year is
established at 900 clock hours. However all students are required to complete all of their program
clock hours to graduate from the Institute. Students shall be considered full time status at 35 clock
hours per week.

OVER CONTRACT CHARGES
If the Student does not complete training by the contract ending date, an additional fee of $13.00
per clock hour may be charged until the required clinic services and course clock hours are
completed, as permitted by applicable law.

CANCELLATION AND REFUND POLICY
1. If a student (or in the case of a student under legal age, his/her parent or guardian) cancels
their enrollment and demands their money back in writing, within three (3) business days
after midnight on the day on which the enrollment agreement was signed, all monies
collected by the Institute shall be refunded. This policy applies regardless of whether or not
the student has actually started training. The cancellation date will be determined by the
postmark on written notification or date said information is delivered to the Institute
administrator in person.
2. If a student cancels their enrollment after three (3) business days, but prior to entering
classes, they shall be entitled to a refund of all monies paid to the Institute less a registration
fee of $75.00.
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Tenaj Salon Institute The Villages, Florida Volume 26-C January 2, 2024
3. An applicant rejected by the Institute prior to commencement of training shall be entitled
to a refund of all monies paid.
4. All cancellations after training begins regardless of the reason for termination by either
party including student’s decision; commencing with class 2006-CD that starts June 1, 2020
the Institute shall abide by the following refund policy for institutional refund purposes.
Refund Calculations are calculated per the tuition charge for payment period the student
has entered. Students are only financially obligated for tuition charges as they progress
through the program and enter each payment period. The First Payment Period is 1 hour to
450 hours, the Second Payment Period is 451 hours to 900 hours and Third Payment Period
is 901 hours to 1200 hours.
Percent Length Complete to
Total Length of Billing Period
Amount of Tuition
Owed to the School
0.10% to 20% Pro-rata
20.1% to 24.9% 45%
25% to 49.9% 70%
50% and over 100%
5. Any monies due the applicant or student shall be refunded within 30 days of formal
cancellation by the student as described in paragraph 1) or formal termination by the
Institute, which shall be deemed to have occurred in any of the following circumstances:
(1) at the end of any month in which a student has been absent from class for 14 consecutive
days as determined by weekly monitoring of attendance; (2) the student is expelled by the
Institute; or (3) the student notifies the Institute of his or her cancellation/withdrawal.
6. “Time Attended” is defined as the time elapsed between the actual starting date and the
student’s last day of physical attendance in the school, or written postmarked notification
is received.
7. The refund policy will apply to tuition and fees charged in the enrollment agreement. Other
miscellaneous charges to the students for replacement books & tablets, extra kit items,
products, etc., or debts to the Institute incurred by the student will be calculated separately
at time of withdrawal/termination. Kits, books and tablets that have been issued to the
student may not be returned to the Institute for refund upon termination of enrollment.
8. The Institute reserves the right to reschedule, postpone, or cancel classes. If the course is
rescheduled, postponed, or cancelled subsequent to a student’s enrollment and before
instruction in the course has begun, the Institute will provide a refund of all monies paid.
9. If the Institute discontinues a course or program of education during a period of time within
which a student could have reasonably completed the same, a full refund of tuition and fees
will be made to the student; except that this provision shall not apply in the event that the
Institute ceases operation.

10. If the Institute is permanently closed or no longer offering instruction, after a student has
enrolled, the Institute will provide the student a reasonable opportunity to promptly resume
and complete the cancelled course(s) of study or receive a prorate refund or a substantially
similar course of study at an institution(s) which offers similar educational programs, in the
same geographic area as the Institute. The teach-out school shall not charge students more
than the Institute has been charging and for which the student has not paid. Individual notice
shall be provided to students.

PLACEMENT AND EMPLOYMENT
The Institute exhibits a successful placement record for graduating students. Those students
that are focused, highly determined, motivated, and serious, are in high demand in the ever
growing beauty industry.
The Institute maintains contacts in the cosmetology profession to assist students in job placement.
Employers are encouraged to interview students, and every effort is made to secure a job
opportunity for each graduate. The program curriculum includes segments on salon business, job
search skills and interview skills. Job opportunities are routinely announced and posted in the
student breakroom. The Institute cannot guarantee student job placement. Students are monitored
on job placement following their graduation in an effort to offer further assistance if requested.

FINANCIAL AID PROGRAMS
For those students who qualify the Institute participates in Federal Pell Grant Program. Also the
Institute participates in the Stafford/Ford Subsidized Direct Loan Program, Stafford/Ford
Unsubsidized Direct Loan Program and their associated Plus Loans elements. To apply for federal
financial aid, the student must complete the Free Application for Federal Student Aid
(FAFSA), and supply the required documentation or verification of the information as
submitted.
1) Subsidized loans are need based; based on the school’s COA and the Student’s
Estimated Family Contributions (EFC), a determination is made concerning the need
or lack thereof.
2) Unsubsidized loans are not need based. School personnel counsel each student
carefully as a means of enabling students to minimize the amount of debt incurred
while attending school.
3) The Pell Grant is a grant to those who qualify (qualification is based on The EFC
determined when completing the FAFSA) and does not have to be repaid except in
cases where a student fails to complete a specified percentage of the pay period of
which they are currently attending. In cases where a student withdraws before
completing 60% of the specified pay period, a portion of the grant becomes the
student’s liability and as such may create a greater liability on the student in terms of
balance owed the school.

The financial aid administrator works with students in determining loan amount needs, all loans
must be certified by the school’s financial aid office. All student loans are binding agreements
between the student and the U S Department of Education and as such must be repaid. Failure to
repay student loans by student’s and or parents (Plus Loan) to the U S Department of Education
as scheduled on the promissory note will have adverse effects on the individual’s credit history.
Students are apprised of expected federal funds for a specified award period on or before the first
day of class based on financial and or other pertinent information the student provides to the
school when filing or verifying FAFSA information. Federal funds shall be disbursed at 1 hour,
451 hours and 901 hours. Disbursement of federal funds is contingent on the students being in
satisfactory progress at the scheduled disbursement date. Failure to maintain satisfactory progress
as defined in the school’s satisfactory progress policy will cause a student’s federal funds to be
withdrawn.
FDLE SEXUAL OFFENDER REGISTRY
The Florida Department of Law Enforcement (FDLE) maintains a Sexual Offender Registry.
This registry is made available to Institute applicants, students and staff by accessing the
following links;
• FDLE Website: http://offender.fdle.state.fl.us
• FDLE Toll-Free Number: 1-(888) 357-7332
• TTY Accessibility Number: 1-(877) 414-7234
STUDENTS RIGHTS AND PRIVACY ACT (FERPA)
The Family Educational Rights and Privacy Act (FERPA) (20 U.S.C. § 1232g; 34 CFR Part
99) is a Federal law that protects the privacy of student education records. The law applies to
all schools that receive funds under an applicable program of the U.S. Department of
Education.
FERPA gives parents of dependent minor’s certain rights with respect to their children’s
education records. These rights transfer to the student when he or she reaches the age of 18 or
attends a school beyond the high school level. Students to whom the rights have transferred are
“eligible students.”
Parents of dependent minors or eligible students have the right to inspect and review the
student’s education records maintained by the school. Schools are not required to provide
copies of records unless, for reasons such as great distance, it is impossible for parents or
eligible students to review the records. The Institute will provide copies at the cost of $1.00
per page.
Parents of dependent minors or eligible students have the right to request that a school correct
records which they believe to be inaccurate or misleading. If the school decides not to amend
the record, the parent or eligible student then has the right to a formal hearing. After the hearing,
if the school still decides not to amend the record, the parent

or eligible student has the right to place a statement with the record setting forth his or her view
about the contested information.
Generally, schools must have written permission from the parent of dependent minors or
eligible student in order to release any information from a student’s education record. However,
FERPA allows schools to disclose those records, without consent, to the following parties or
under the following conditions (34 CFR § 99.31):
1) School officials with legitimate educational interest;
2) Other schools to which a student is transferring;
3) Specified officials for audit or evaluation purposes;
4) Appropriate parties in connection with financial aid to a student;
5) Organizations conducting certain studies for or on behalf of the school;
6) Accrediting organizations;
7) To comply with a judicial order or lawfully issued subpoena;
8) Appropriate officials in cases of health and safety emergencies;
9) State and local authorities, within a juvenile justice system, pursuant to State law.
Schools may disclose, without consent, “directory” information such as a student’s name,
address, telephone number, date and place of birth, honors and awards, and dates of attendance.
However, schools must tell parents and eligible students about directory information and allow
parents and eligible students a reasonable amount of time to request that the school not disclose
directory information about them. Schools must notify parents and eligible students annually
of their rights under FERPA. The actual means of notification (special letter, inclusion in a
bulletin, student handbook, or newspaper article) is left to the discretion of each school.

STUDENT SERVICES
The Institute presents a package of student services, including;
1) Academic Advisement;
Academic advising is provided monthly during the student’s monthly
Personal Development Meeting (PDM) and at the 450 and 900 hour
formal evaluation point.
2) Financial Aid Advisement;
Students are advised of their loan repayment obligations prior to commencement
of class, throughout their time in school and during their exit interview.
3) Personal Advisement;
The Institute’s Title IX Coordinator maintains a referral list of local, state and
federal agencies to assist student with mental health issues, drug and alcohol
counseling, crime reporting, domestic abuse and sexual Assault.
4) Placement Services;
Employment interview skills are included in the program curriculum and local
Salons are routinely invited to present job opportunities to the students.

RESPONSIBILITY FOR CATALOG INFORMATION
Each student is responsible for knowing the information in this catalog. The Institute makes
available to each prospective student a written copy, or access to an electronic copy, of this
catalog one week prior to enrollment or collection of tuition. A current copy of this Catalog is
kept available at the Institute website. Tenaj Salon Institute reserves the right to change policies,
schedules and/or make revisions to the curriculum.
EMPLOYMENT OUTLOOK
The following information was assembled using information from the United States Department
of Labor, Occupational Outlook Handbook, 2014-15 Edition (Department) and O*NET Resource
Center (O*NET) in partnership with the Department. For further details about occupational code
39-5012.00 which includes Hairdressers, Hairstylists, and Cosmetologists (collectively
referred to as Cosmetology) visit the website of the Department; http://www.bls.gov/ooh/ and
O*NET; http://www.onetonline.org/
Nationwide O*NET’s 2022 data shows 555,800 Cosmetology employees and projects a 5% to
8% increase or 82,000 jobs openings over the 10 year period of 2022 to 2032.
The data show 40,680 Cosmetologist’s are employed in the state of Florida and project that
number to grow 13% to 45,980 employees by 2030. Florida is on track to create an additional
5,570 Cosmetology jobs due to growth and net replacement.
The Department suggests that, overall Cosmetologist job opportunities are expected to be good.
A large number of job openings will stem from the need to replace workers who transfer to
other occupations, retire, or leave the occupation for other reasons. However, workers should
expect strong competition for jobs and clients at higher paying salons, of which there are
relatively few and for which applicants must compete with a large pool of experienced
hairdressers and cosmetologists.

COURSE NUMBERING SYSTEM
The Institute follows an independent course numbering system to assign courses in accordance
with program requirements. The system is designed to identify courses and differentiate the
level of study. Courses are numbered sequentially and assigned a letter prefix depicting the
program title.

 

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